3 Wheel Motorcycle License, Registration, and Insurance (Trikes, 3-Wheelers, Autocycles)

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Add another wheel and you’ve entered an entirely new class of vehicle. 

While they certainly share similarities with their 2-wheel counterparts, 3-wheeled motorcycles and other types of 3-wheeled vehicles do have some distinctions you’ll need to be aware of. 

This page will provide you with an overview of the different types of 3-wheeled motorcycles and other 3-wheel vehicles and everything you need to know about:

  • 3-wheel motorcycle license and endorsements. 
  • Registration requirements for 3-wheeled vehicles. 
  • Insurance for trikes and autocycles. 

Find a link to your state below to find some more specifics about each of these topics. 

Types of 3 Wheel Motorcycles

All three wheel motorcycles and other three wheeled vehicles are not the same. 

Differences in the design, body style, engine, seating, and more will have an impact on how it operates, how it handles, and the legal requirements for riding one on public streets. 

The main types of 3-wheeled vehicles include:

  • 2-wheeled motorcycles with an attached sidecar.
  • Trikes.
  • Autocycles. 

Keep reading to learn about each of these vehicles and how they handle. 

3-wheel motorcycles like trikes and motorcycles with sidecars are much more stable than a 2-wheel motorcycle since there are 3 tires on the ground at all times. 

One of the biggest differences is how they handle turns. 

Since you cannot lean on a 3-wheel vehicle, you cannot countersteer like you would on a 2-wheel motorcycle. 

To turn a 3-wheel motorcycle, you’ll need to turn the front wheel in the direction you want to turn. 

In some circumstances, like during a tight turn or when a turn is approached at too high of a speed, one of the wheels may lift off the ground. You’ll need to get used to turning properly to avoid tipping over. 

Another thing to keep in mind about 3-wheel motorcycles is your choice of lane positions. 

2-wheel motorcycles can split a single lane of traffic into 3 portions and choose the best position based on the current conditions. 

Due to their size, 3-wheel motorcycles should ride in the center of the lane. 

Just like a 2-wheel motorcycle, you should spend time practicing your riding skills and learning to ride a 3-wheel motorcycle. 

The MSF offers a 3-wheel motorcycle training course similar to the Basic Rider Course for 2-wheel motorcycles. This is a great place to start for new riders and may satisfy some of your DMV motorcycle testing requirements

Motorcycles with a Sidecar 

A motorcycle with a sidecar is simply a two-wheeled motorcycle with a sidecar with a 3rd wheel attached to its frame. 

The sidecar’s wheel rides slightly in front of the motorcycle’s rear wheel, and the tires follow two distinct tracks. 

All the motorcycle protective gear you would wear on a 2-wheel motorcycle should be worn on a motorcycle with a sidecar. 

What is a Trike? 

A trike is a 3-wheel motorcycle with 3 distinct wheel tracks. 

Some trikes feature dual wheels in the front, while others have 2 wheels in the back. 

Like a 2-wheel motorcycle, trikes will also have:

  • Handlebars to steer. 
  • A saddle for the rider and passengers. 
  • The engine positioned in the center of the trike under the rider. 
  • Motorcycle control layout. 

Many trike motorcycles feature all-wheel drive in the dual set of wheels. 

Many others feature convenience alterations such as a single brake pedal, automatic clutch, or automatic transmission. 

Some popular examples of trikes include:

  • Can-Am Ryker.
  • Can-Am Spyder.
  • Harley Davidson TriGlide.
  • Harley Davidson Freewheeler.
  • Honda Neowing.

Again, riders of trike motorcycle should wear all the necessary riding gear including:

  • A DOT-compliant helmet
  • Protective pants and jacket. 
  • Motorcycle riding boots or shoes. 
  • Protective gloves.
  • Face and eye protection. 
  • Hearing protection. 

What is an Autocycle? 

An autocycle is a 3-wheel vehicle that features:

  • Car controls like a steering wheel and gas and brake pedals. 
  • Bucket seats and seatbelts. 
  • Doors. 
  • Open or enclosed design. 
  • Forward or rear mounted engines. 

Autocycles, like the Polaris Slingshot, handle more like passenger cars than they do motorcycles. 

Depending on the design of the autocycle, the appropriate safety gear will vary. 

For most models, a DOT-compliant helmet is recommended. 

Do you Need a Motorcycle License for a Trike? 

Most states require a 2-wheel motorcycle endorsement or a 3-wheel motorcycle endorsement in order to ride a trike motorcycle. 

In many cases, you’ll be able to operate a 3-wheel motorcycle if you hold a standard 2-wheel motorcycle license. 

However, if you take the skills test on a 3-wheel motorcycle, you will typically be restricted to ONLY operating trikes. 

The following states allow you to ride a trike with a standard driver’s license: 

  • California. 
  • Nevada.
  • South Carolina. 

Regardless of whether you need a motorcycle license to operate a trike, it is still important to learn about the basic operation and build the skills necessary to be a safe rider. 

The Motorcycle Safety Foundation offers a basic rider course for 3-wheel motorcycles. Successful completion of this course may satisfy the written knowledge exam and skills test requirements for your state DMV. 

Do you Need a Motorcycle License for an Autocycle?

In most states, a standard driver’s license is all you need to operate an autocycle like the Polaris Slingshot

Alaska, Massachusetts, and New York require a motorcycle endorsement to operate an autocycle. 

However, for registration and insurance purposes, these vehicles are typically treated like motorcycles. 

Trike and Autocycle Insurance

Trikes and 3-wheel motorcycles are classified just like 2-wheel motorcycles for insurance purposes. 

In most states, autocycles are also covered with a motorcycle insurance policy

In most cases, you will need to carry your state’s minimum liability coverage in order to register and legally ride your trike or autocycle. 

Depending on what type of trike you have, you may also consider:

  • Collision coverage. 
  • Comprehensive coverage. 
  • Uninsured/underinsured motorist coverage. 
  • GAP insurance. 

Start comparing motorcycle insurance quotes today to cover your 3-wheeled ride. 

3-Wheeler License, Registration, and Insurance Info by State

Find your state below for further details on the requirements for licensing, registration, and insurance for your trike, 3-wheel motorcycle, or autocycle.