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How Much is a Motorcycle: Cost & Financing Options


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The cost of a motorcycle, whether it’s new or used, can vary pretty greatly.

If you’re buying a used bike, the price can depending on its overall condition, the time of year, and where you’re located.

New bike prices will depend on model year, make, type of bike, and add-ons/upgrades.

How much does a motorcycle cost?

The price range for a new motorcycle is anywhere from $5,000 to $30,000. However, there are quite a few bikes that are much more than this.

Some of the most expensive motorcycle makes include Harley Davidson, BMW, and Ducati.

Some of the more affordable new motorcycles include Honda, Yamaha, Kawasaki, and Suzuki.

For running used bikes, most bikes you’ll see with fall in the $2,000 to $10,000.

For project motorcycles, the price will typically range from about $500 to $5,000.

How to Finance a Motorcycle with a Loan

Just like financing a car purchase, you’ve got options when it comes to getting a loan to buy a motorcycle.

If you buy from a dealership, you’ll often have the option of:

  • Dealership financing.
  • Bank loans.
  • Credit Union motorcycle loans.

Just like a car loan, financing a motorcycle involves a credit check and deciding on a down payment.

Financing a motorcycle can be a little riskier than financing a car – simply based on motorcycle accident statistics.

If you’re a new rider, you may want to think twice before financing an expensive motorcycle. Give yourself some time to gain valuable riding experience and take the time to figure out what you’re really looking for in a bike before you finance a new one.

Remember, there are other costs that come along with a motorcycle purchase, including:

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